Creamy Ham and Cheese Cracker Stacks Recipe

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Creamy Ham and Cheese Cracker Stacks Recipe
Introduction
When it comes to quick and impressive appetizers, nothing beats these Creamy Ham and Cheese Cracker Stacks. Perfectly crispy, buttery crackers layered with creamy cheese sauce and slices of savory ham — this bite-sized delight is both elegant and irresistibly delicious. Whether you’re preparing a party platter, a family snack, or a simple side dish, these cracker stacks offer the ideal combination of texture and flavor. The contrast between the crunchy crackers, the rich cheesy filling, and the subtle seasoning on top makes every bite addictive. They’re easy to prepare yet look so gourmet that your guests will think they came straight from a fancy café!
Ingredients
For the Crackers and Filling:
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24 round buttery crackers (like Ritz or any savory type)
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6 slices of cooked ham (thinly sliced, cut into small rounds to fit the crackers)
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1½ cups shredded mozzarella cheese
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½ cup shredded cheddar cheese
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1 tablespoon butter
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1 tablespoon all-purpose flour
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1 cup milk
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Salt and black pepper to taste
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½ teaspoon garlic powder
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½ teaspoon dried oregano or Italian seasoning
For Garnish:
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A pinch of crushed black pepper or mixed herbs
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Fresh rosemary or parsley sprigs (optional)
Instructions
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Prepare the Cheese Sauce
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In a small saucepan, melt the butter over medium heat.
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Stir in the flour and cook for 1 minute to form a smooth roux.
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Gradually pour in the milk while whisking continuously to avoid lumps.
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Cook for 2–3 minutes until the mixture thickens.
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Add shredded mozzarella and cheddar cheese, stirring until fully melted and smooth.
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Season with salt, pepper, and garlic powder. Remove from heat and let it cool slightly — the sauce should be creamy, not runny.
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Assemble the Cracker Stacks
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Line a tray with parchment paper.
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Place one cracker on the tray and spread about a teaspoon of cheese sauce on top.
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Add a small slice of ham, followed by another layer of cheese sauce.
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Top with another cracker to complete one stack.
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Repeat until all crackers, cheese, and ham are used.
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Bake the Stacks (Optional but Recommended)
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Preheat your oven to 350°F (175°C).
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Arrange the assembled stacks on a baking sheet and lightly sprinkle oregano or Italian seasoning on top.
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Bake for about 5–7 minutes, just until the cheese becomes warm and slightly melty between the layers.
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Garnish and Serve
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Remove from the oven and allow them to cool slightly for 2–3 minutes.
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Sprinkle freshly ground black pepper or herbs on top for extra flavor.
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Garnish with tiny rosemary or parsley leaves for a professional look.
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Serving Suggestions
Serve these Creamy Ham and Cheese Cracker Stacks warm for the best experience — the cheese will be delightfully gooey and flavorful. They pair wonderfully with a hot cup of tea, coffee, or even a chilled sparkling drink. For gatherings, you can arrange them on a wooden board with olives, pickles, and cherry tomatoes for a stunning appetizer spread. They also make a great savory snack for holidays, brunches, or quick party bites.
Conclusion
The Creamy Ham and Cheese Cracker Stacks are proof that simple ingredients can create extraordinary flavor. The crispy crackers, creamy cheese filling, and savory ham come together to deliver a perfectly balanced bite — crunchy, creamy, and deliciously satisfying. They’re easy to prepare, customizable, and guaranteed to be the highlight of any snack table. Once you make these golden little towers of flavor, they’ll quickly become a favorite for all occasions — from cozy evenings to festive celebrations.